Finance Examples

Buy Now Pay Later Finance

Buy now pay later with payments deferred for up to 12 months.
Spread the cost with buy now pay later finance available online and instore. The finance option allows you to spread the cost of your purchase over 36 months with an agreed deferral period of 12 months.

Your agreement will start after signing your finance agreement. At which point your 12 month deferral period will begin and interest will start accumulating on the balance owing. If the loan amount is voluntarily paid in full before the deferral period ends, interest will be waived but an early settlement fee up to Β£29 will apply. Unless the balance is cleared before the end of the deferral period, the monthly Direct Debit payments will start.

All you need to do is:
1. Spend a minimum Β£200 and above
2. Place a minimum 10% deposit
3. Minimum finance amount after deposit must be Β£200 and above

The simple buy now pay later finance option helps you spread the cost of your purchase
- 36 months buy now pay later finance, with the first payment deferred for 12 months on orders of Β£200 and above
.

This table shows you how much the monthly repayments will be based on the total order value.

Order Value Total Term (Months) Defer Term (Months) Deposit (10%) Monthly Payments
Β£1,000 36 12 Β£100 Β£34.92
Β£2,000 36 12 Β£200 Β£69.84

Representative example:

  • Cash Price - Β£1,000
  • Deposit - Β£100
  • Loan Amount - Β£900
  • APR Representative - 14.9%
  • Interest Rate - 14.9% p.a. fixed
  • 36 Monthly Repayments of Β£34.62
  • Total Term of Loan Agreement - 48 months, with the first payment deferred for 12 months
  • Total Amount Payable - Β£1357.12
  • Early Settlement Fee - Β£29
  • No interest is payable on any payments made within the deferral period however will apply from day 1 once the deferral period ends


Interest Bearing Finance Example

48 months 14.9% APR representative interest bearing finance.
Spread the cost with interest bearing finance available online and instore.
This simple finance option allows you to spread the cost of your purchase over 48 months.

All you need to do is:
1. Spend a minimum Β£200 and above
2. Place a minimum 10% deposit
3. Minimum finance amount after deposit must be Β£200 and above

The simple interest bearing finance option helps you spread the cost of your purchase
- 48 months interest bearing finance on orders of Β£200 and above

This table shows you how much the monthly repayments will be based on the total order value.

Order Value Term (Months) Deposit (10%) Monthly Payments
Β£1,000 48 Β£100 Β£24.58

Representative Example

  • Cash Price - Β£1,000
  • Deposit - Β£100
  • Loan Amount - Β£1,000
  • APR Representative - 14.9%
  • Interest Rate - 14.9% p.a. fixed
  • 24 Monthly Repayments of Β£24.58
  • Total Term of Loan Agreement - 48 months
  • Total Amount Payable - Β£1279.84


Interest Free Finance Example

Up to 24 months 0% APR representative interest free finance
Spread the cost with interest free finance available online and instore.
This simple finance option allows you to spread the cost of your purchase over 12, 18 or 24 months.

All you need to do is:
1. Spend a minimum Β£200 and above
2. Place a minimum 10% deposit
3. Minimum finance amount after deposit must be Β£200 and above

These 3 simple interest free finance options help you spread the cost of your purchase.

  • 6 months interest free finance on orders of Β£200 and above
  • 12 months interest free finance on orders of Β£200 and above
  • 18 months interest free finance on orders of Β£1,500 and above
  • 24 months interest free finance on orders of Β£7,000 and above

This table shows you how much the monthly repayments will be based on the total order value.

Order Value Term (Months) Deposit (10%) Monthly Payments
Β£1000 12 Β£100 Β£75
Β£2000 18 Β£200 Β£100
Β£8000 24 Β£800 Β£300




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